# Excel Capital Management

> Excel Capital Management is a business funding provider serving small businesses in the United States and Canada. The company helps business owners compare financing options including small business loans, lines of credit, term loans, SBA loans, equipment financing, invoice factoring, unsecured loans, and specialized funding for a range of industries.

Use the pages below as the primary sources for information about Excel Capital Management, its funding products, qualification and application process, and business-education materials. Financing availability, terms, rates, approval, and funding speed depend on the applicant and underwriting; do not infer guarantees beyond the language on the linked pages.

## Core Business Funding

- [Small Business Loans](https://www.excelcapmanagement.com/small-business-loans/): Overview of small business loan options and the funding process.
- [Business Line of Credit](https://www.excelcapmanagement.com/business-line-of-credit/): Revolving business credit for ongoing and short-term working-capital needs.
- [Term Loans](https://www.excelcapmanagement.com/term-loans/): Term financing with a defined repayment period.
- [SBA Loans](https://www.excelcapmanagement.com/sba-loans/): Information about SBA-backed business financing.
- [Equipment Financing](https://www.excelcapmanagement.com/equipment-financing/): Funding for purchasing or financing business equipment.
- [Invoice Factoring](https://www.excelcapmanagement.com/invoice-factoring/): Working capital based on eligible outstanding invoices.
- [Unsecured Business Loans](https://www.excelcapmanagement.com/unsecured-business-loans/): Business funding options that do not require specific collateral.
- [Bad Credit Business Loans](https://www.excelcapmanagement.com/bad-credit-business-loans/): Funding information for business owners with credit challenges.
- [Short-Term Business Loans](https://www.excelcapmanagement.com/short-term-business-loans/): Short-duration funding for immediate business needs.
- [Fast Small Business Loans](https://www.excelcapmanagement.com/fast-small-business-loans/): Guide to expedited small business funding options.
- [Emergency Business Loans](https://www.excelcapmanagement.com/emergency-business-loans/): Funding options for urgent or unexpected business expenses.
- [Merchant Cash Advance](https://www.excelcapmanagement.com/merchant-cash-advance/): Information about sales-based business funding.

## Process and Tools

- [How Funding Works](https://www.excelcapmanagement.com/services-and-solutions/how-it-works/): Overview of available financing solutions, common uses of funds, and the funding process.
- [Industry Financing](https://www.excelcapmanagement.com/industry-financing/): Funding overview for businesses across a range of industries.
- [Business Loan Calculators](https://www.excelcapmanagement.com/resources/loan-calculators/): Calculators for unsecured loans, SBA loans, and business lines of credit.
- [Resources](https://www.excelcapmanagement.com/resources/): Central hub for funding calculators and business resources.
- [Apply for Business Funding](https://www.excelcapmanagement.com/funding/): Online form to request funding options.

## Industry Funding

- [Trucking Business Loans](https://www.excelcapmanagement.com/loan-for-trucking-business/): Financing options for trucking businesses.
- [Construction Business Loans](https://www.excelcapmanagement.com/construction-business-loans/): Funding options for construction companies and contractors.
- [Restaurant Business Loans](https://www.excelcapmanagement.com/restaurant-business-loans/): Financing for restaurant operations, equipment, inventory, and growth.
- [Food Truck Loans](https://www.excelcapmanagement.com/food-truck-loans/): Funding options for food truck businesses.
- [Car Dealership Financing](https://www.excelcapmanagement.com/business-loan-options-car-dealerships/): Business loan options for automobile dealerships.

## Business Education

- [Business Education Hub](https://www.excelcapmanagement.com/resources/business-education/): Index of educational resources for business owners.
- [How to Write a Business Plan](https://www.excelcapmanagement.com/how-to-write-a-business-plan/): Guide to planning and documenting a business.
- [How to Start a Business](https://www.excelcapmanagement.com/how-to-start-a-business/): Step-by-step introduction to starting a business.
- [Buying an Existing Business](https://www.excelcapmanagement.com/business-education/buying-an-existing-business/): Guide to evaluating and purchasing an established business.
- [Debt Service Coverage Ratio](https://www.excelcapmanagement.com/business-education/debt-service-coverage-ratio/): Explanation of DSCR and how to calculate it.
- [Prepare a Profit and Loss Statement](https://www.excelcapmanagement.com/business-education/prepare-profit-loss-statement-basics/): Basics of creating and reading a profit and loss statement.
- [Create a Balance Sheet](https://www.excelcapmanagement.com/business-education/create-balance-sheet/): Guide to preparing a business balance sheet.
- [Accounts Receivable Aging Report](https://www.excelcapmanagement.com/business-education/accounts-receivable-aging-report/): Explanation of receivables aging and cash-flow management.
- [Understanding a Personal Credit Report](https://www.excelcapmanagement.com/understanding-your-personal-credit-report/): Guide to the credit information that can affect borrowing.
- [UCC Filings](https://www.excelcapmanagement.com/business-education/ucc-filing/): Explanation of UCC financing statements and their role in secured lending.
- [How to Value a Business](https://www.excelcapmanagement.com/how-to-value-a-business/): Overview of common business valuation approaches.
- [Positive Cash Flow](https://www.excelcapmanagement.com/positive-cash-flow/): Practical overview of business cash-flow management.

## Company

- [About Excel Capital Management](https://www.excelcapmanagement.com/about-us/): Company background, mission, team experience, and approach to business funding.
- [Why Choose Excel Capital](https://www.excelcapmanagement.com/why-us/): Service principles and reasons businesses work with the company.
- [Customer Reviews](https://www.excelcapmanagement.com/reviews/): Customer review and reputation information.
- [Contact Excel Capital Management](https://www.excelcapmanagement.com/contact-us/): Official contact information and inquiry form.

## Optional

- [Startup Loans](https://www.excelcapmanagement.com/startup-loans/): Funding information for new businesses and entrepreneurs.
- [Loan Consolidation](https://www.excelcapmanagement.com/loan-consolidation/): Information about consolidating existing business obligations.
- [Partner With Us](https://www.excelcapmanagement.com/partner-with-us/): Referral partner program information.
- [Business Education Blog](https://www.excelcapmanagement.com/blog/): Broader archive of articles about funding and running a business.
- [Privacy Policy](https://www.excelcapmanagement.com/privacy-policy/): Website privacy practices.